Deals Our Visitors Get Buying Diamond Engagement Rings

How To Buy A Diamond Engagement Ring And Avoid Scams

Listed in the table below, are a few of the diamond rings our visitors purchased after reading our Diamond Engagement Ring Buyer's Guide. This database is a guide to the diamond prices which savvy people have paid for their diamonds. Bookmark this page and check back often.

You can see that our most successful visitors reported the best diamond engagement ring prices from online diamond jewelry sites BlueNile.com.

Why does my same sized diamond engagement ring cost more than another buyer's ring?

No two loose diamonds are alike. You'll see two diamonds nearly identical specs, with different prices.  Don't email me asking why your loose diamond prices more than another diamond with the same specs, I'm not an appraiser.  The guys who buy their diamond rings online save the most.  Several factors control loose diamond prices beyond "4 Cs", including polish, symmetry, depth%, table %, girdle thickness, and diamond fluorescence. Ideal diamonds cost more, and diamond jeweler greed also adds to your price.

Diamond Ring Financing Tips:

There are newer finance options which are overtaking credit cards. One tactic for your financing that I have been recommending is a personal loan from sites such as LendingClub. You are not borrowing from a bank, but rather you are tapping into a cash rich social network of people eager to lend you money.  LendingClub is one of the better known sites, pairing member investors with member borrowers like you, allowing you to directly invest in and borrow from each other. It's very simple, by the people, for the people. Since they don't have the high rent or cost overhead of banks, you get a lower interest rate on your loan.  Banks are very difficult to deal with since the 2008 financial crisis, so this is the perfect way to finance your engagement ring. You can also charge it instead, but don't do it on mall store credit cards with 25% APR. Use your own card and pay it off immediately or a few months. BlueNile has financing from MBNA. Their online application provides up to $25,000 in financing instantly. Avoid paying cash at diamond jewelry stores, it can't be traced, but credit card transactions can. If something goes wrong you'll never get your cash back, but you can dispute a credit charge. Leave your cash safely in the bank, pay your credit card bill in full. The credit cards charge jewelers 3-6%, so some jewelers offer you a lower price for cash. But if something goes wrong, they already have your money. Do you trust them? If a store requires cash or check only, just leave. Any legitimate jeweler takes credit cards.

Diamond Engagement Ring Savings Database

In the Diamond Engagement Ring database table below, use the "Find Similar" feature.  When you see a diamond engagement ring below that someone reported buying, click the "Find Similar" link next to it to see a list of loose diamonds at Blue Nile with parameters very close to that loose diamond. Use it as a shopping tool to save thousands off your diamond ring. - Jeff